Smart Tools for Smarter Mortgage Decisions
Make informed decisions with our comprehensive suite of mortgage calculators and planning tools. Get instant estimates and understand your options before you apply.
* This calculator provides estimates only. Actual rates and payments may vary based on your financial situation, credit score, and current market conditions. Contact Tim Lacroix for personalized mortgage advice.
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Why Use Our Mortgage Tools?
Accurate Calculations
Based on current market rates and lending criteria
Plan with Confidence
Understand your options before meeting with lenders
Save Time & Money
Compare scenarios and find the best mortgage strategy
Expert Validation
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Important Disclaimer: These calculators provide estimates only. Actual mortgage rates, payments, and approval amounts may vary based on your credit score, employment history, debt ratios, and current market conditions. All calculations should be verified with a mortgage professional. Contact Tim Lacroix for personalized mortgage advice and accurate rate quotes.


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Tim Lacroix brings over 18 years of mortgage expertise to help Calgary families achieve their homeownership dreams with personalized solutions and competitive rates.
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Tim Lacroix is a licensed mortgage broker in Alberta. All mortgage rates and terms are subject to approval and may vary based on creditworthiness and market conditions. This website is for informational purposes only and does not constitute financial advice. Mortgage broker services are provided through [License Information]. Equal Housing Opportunity.
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