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Tim Lacroix, Founder and Mortgage Broker, REALTOR®

Tim Lacroix

Founder and Mortgage Broker, REALTOR®

Tim blends 18+ years of mortgage expertise with REALTOR® experience to give clients the full picture, from smart financing to confident buying and selling.

Tim blends 18+ years of mortgage expertise with REALTOR® experience to give clients the full picture, from smart financing to confident buying and selling. He is especially plugged into Calgary's southeast communities like Auburn Bay, Mahogany and McKenzie Towne.

Before mortgages, Tim's path was anything but ordinary: engineer in the Canadian Navy, heli logging, volunteer firefighter and IT professional. Each chapter sharpened his problem solving, discipline and service first mindset. Since becoming a broker in 2007, he has used that range to simplify complex decisions.

In 2026 Tim was named to Canadian Mortgage Professional's Top 75 Mortgage Brokers in Canada and to Canada's Top 20 Small Market Brokers, based on independently verified funded residential mortgage volume for 2025.

Clients describe Tim as calm, clear and strategic: understand your goals, map the best options, and guide you step by step.

Visit timlacroix.com →

Licensing

  • Tim Lacroix is licensed in Alberta by the Real Estate Council of Alberta (RECA), licence CON-00005179.
  • Tim Lacroix is licensed in British Columbia by the BC Financial Services Authority (BCFSA), licence 503533.
  • Tim Lacroix is part of Lacroix Mortgage Group, a Calgary mortgage team licensed with and powered by Mortgage Connection Inc., a mortgage brokerage licensed in Alberta by RECA, and part of the DLCG network.

What clients say about Tim

"The team at Lacroix Group was very helpful and knowledgeable from start to finish. They helped us renew our mortgage and find us a rate and bank we were comfortable with and made it stress free! Would definitely recommend Tim and his team for all your mortgage needs."
Susan Ellis, Google review
"Tim's team was incredible throughout the entire process. What initially felt like a really daunting experience quickly became something that was easy to follow and understand. At no point did we feel unsure about where things stood or what the next steps were. Thanks to the support and guidance from Tim and his team, we felt confident in every decision we made. It ended up being an extremely smooth and enjoyable experience. When the time comes to find our next home, there is no doubt Tim's team will be the first people we reach out to."
Sarin Shrestha, Google review
"Mike, Colton, and Tim at Lacroix Mortgage Group helped us secure a fantastic rate for a mortgage on our investment property, including really going to bat for us when a lender was dragging on the approval process. They kept their foot down to ensure the approval process kept moving in a timely manner, and ensured our mortgage funds were ready in time to close on our property purchase. 2 mortgages now with Lacroix Mortgage Group, and planning to renew each of them with this same team!"
Branislav Popic, Google review
"Tim and his team truly exceeded my expectations and went above and beyond at every step. The process was seamless from start to finish and everyone I worked with was an absolute pleasure. As a bonus, they were able to secure a lower rate for me at the last minute! That really speaks to how they truly look out for the best interest of their clients."
Rahul Bir, Google review
"You truly will never find better than Tim for a broker! He is more knowledgeable and responsive than anyone I've ever worked with in my multiple house purchases. Tim and team have been amazing through a very long complicated process! They are patient and so knowledgeable. I've bought and sold many houses and will never use anyone but Tim and team."
Mary Lang, Google review
"Tim and his team were absolutely excellent during my first home purchase. As a woman navigating a solo homebuying experience, I felt seen, heard, and genuinely valued. Tim took the time to explain my options and walk me through my finances so I could purchase a home that truly met my needs. I would highly recommend Tim and his mortgage team."
Angel Lehne, Google review
All reviews →

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