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Mortgage Renewals Guides

How to renew smart: timing, negotiating, switching lenders and fixed vs variable at renewal.

Start here: complete guide

Mortgage Renewal Guide for Alberta Homeowners: Don't Just Sign the Letter

Renewal is one of the most important financial checkpoints you'll have with your mortgage. Use it to improve your situation, not just to sign.

Bond yields jumped in September and fixed rates followed. If you renew in the next 6 months, here's what I'm telling my clients.

Usually, yes. Renewal is when lenders are most open to negotiating, because it's also the easiest time for you to leave.

Your mortgage is up for renewal and the big question is back: fixed or variable this time?

Renewal is about more than rates. It's a chance to improve monthly cash flow and breathing room.

Renewal is one of the best chances to improve your mortgage, without a penalty.

Renewal is a key financial checkpoint. Here are the mistakes we see most, and how to avoid them.

Missing your renewal is inconvenient and can be costly, but it's usually not a crisis.

A quick conversation shows you what is possible and what to watch for. No obligation.